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Identity Theft Protection

 

What's New

Thirty-nine states and the District of Columbia have enacted legislation based on a PIRG/Consumers Union model law that gives consumers the right to protect themselves from identity theft by “freezing” access to their credit reports to keep the thieves out. But, credit bureau industry lobbyists are swarming around the U.S. Capitol seeking to pass a weaker law that would overturn these tough state laws without substituting meaningful federal reforms. In addition, at least 35 states have given consumers the right to be notified when a company, like Choicepoint, or a government agency loses their confidential financial DNA.

How You Can Help

Call To Stop Identity Theft 

Please take a moment to call your representative to tell them to pass stronger laws that protect identity theft without preventing states from passing even stronger protections.  Take action.



Overview

More than 25 million people have been victims of identity theft over the past five years. Identity theft is a serious problem which affects people from every background. The public is fed up with this type of crime, and is ready to take proactive steps to protect themselves. One key way to let them to do this is to allow consumers to put a "freeze" on their credit.

Security freezes give consumers real control over access to their credit report. A freeze prevents access to your credit report to new creditors. This closes the loophole that identity thieves have exploited, since most businesses will not issue new credit or loans to people without first reviewing their credit reports. California enacted the first freeze law in 2001, and 24 states have followed with their own laws. Ohio PIRG is working to bring such legislation to our state. 




In an increasingly high-tech marketplace, we trust businesses with more of our personal information than ever before. Yet many companies aren’t as careful as we think—concealing security breaches or questionable sales of information that make consumers vulnerable to identity theft.

 

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